Terms and Conditions

By accessing or using Vornetila Financial Consulting LTDA services, you agree to be bound by these Terms and Conditions, our Privacy Policy, and Cookie Policy. If you do not agree with any part of these terms, you may not use our services.

Vornetila offers services including: • Financial and investment consulting • Financial education • Investor profile analysis • Personalized investment recommendations • Portfolio monitoring Our services do not constitute an offer of securities or specific buy/sell recommendations.

To use our services, you must: • Be at least 18 years old • Be a resident of Brazil • Provide accurate and complete information • Maintain confidentiality of your account • Not use services for illegal purposes

By creating an account, you agree to: • Provide true and updated information • Keep your access credentials secure • Notify us immediately about unauthorized use • Be responsible for all activities on your account

Vornetila does not guarantee specific investment returns. Investments involve risks, including possible loss of invested capital. Investment decisions are the sole responsibility of the user. We are not responsible for: • Losses resulting from investment decisions • Temporary service interruptions • Third-party actions • Force majeure or events beyond our control

All site content, including texts, graphics, logos, images, and software, is the property of Vornetila or its licensors and is protected by Brazilian and international intellectual property laws. Reproduction, distribution, or creation of derivative works without express authorization is prohibited.

We may suspend or terminate your access to services at any time, with or without notice, for: • Violation of these terms • Fraudulent or illegal conduct • Request from competent authorities • Service discontinuation You may terminate your account at any time by contacting us.

These terms are governed by the laws of the Federative Republic of Brazil. Any dispute will be resolved in the courts of São Paulo, State of São Paulo, Brazil, to the exclusion of any other.

We reserve the right to modify these terms at any time. Significant changes will be notified by email or notice on our site. Continued use of services after changes constitutes acceptance of the new terms.

For questions about these Terms and Conditions: Vornetila Financial Consulting LTDA Av. Paulista, 1578, Suite 1201 São Paulo - SP, ZIP: 01310-200 Email: legal@vornetila.com Phone: +55 (11) 3456-7890